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Summary

Research shows that country dwellers are less likely to have life insurance, however, it seems that this fairly short-sighted as wherever you live, if a parent dies and there is no life insurance the consequences could be desperate. Below are some examples of how much life cover can cost and what might effect the cost of a premium. (cheap health insurance)

Life Insurance Is Cheaper Than Ever

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The NFU Mutual says that only a meager 10 per cent of rural residents consider Life insurance as high-priority for safe-guarding their families. The NFU specialises in insurance for rural enterprises and farmers and in a recent survey they revealed that 10 per cent of country dwellers live there for the community spirit and 10 per cent say they live there to be near to family.

Juliet Ward from NFU says, The fact that only a small proportion of rural dwellers view life insurance as a priority is concerning. Perhaps those in the countryside think that living in a rural community means closer links to their wider family and friends, who could take care of their children if the worst should happen. Life cover doesnt have to break the bank and its not worth taking short cuts when protecting your family, she goes on to say.

With life insurance premiums at an all time low it would be foolish not to consider protecting your family.

A 40 year-old female, non-smoker would pay around 9.27 pounds per month for 100,000 pounds worth of cover on a ten year policy, and a male, same age, non-smoker would pay 10.91 pounds for the same cover, based on quotes from the NFU.

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